REPLACEMENT CAR - THIRD-PARTY LIABILITY OR COMPREHENSIVE COVERAGE
Premium-Class Replacement Car
Did your car end up at the repair shop after a collision, fender-bender, or accident? Don't settle for anything less than the standard you're used to.
JustCars Premium offers premium, luxury, and sports replacement vehicles, with the option to have the rental costs covered under liability insurance or comprehensive insurance, depending on the specific circumstances of the claim and the policy.
Over 200 cars in a single premium fleet
Your car is in the shop. That doesn't mean you have to settle for anything less.
Owners of premium cars often receive offers from their insurers for cars that do not match the class of their vehicle.
JustCars Premium offers access to a wide fleet of premium, luxury, and sports cars, allowing us to recommend a car that matches the segment and standard of the vehicle you drive every day.
More than 200 premium, luxury, and sports cars
A car that meets your standards
Most Popular Segments
.avif)
.avif)
Don't see your model?
Please provide the make and model of your car, and we'll see what we can offer in the same class.
How it works
Five Steps from Filing to Settlement
- 01You file an insurance claim with your insurerEvery policy has different terms and conditions and a different scope of coverage. If you're looking for a loaner car while yours is being repaired, you'll find one here.
- 02The insurer doesn't have a car in your classA standard fleet rarely includes premium, luxury, or sports cars. The options you’re offered are usually a few classes lower.
- 03You're contacting JustCarsWe'll select a car that matches the class of your vehicle and arrange a date and method for pickup.
- 04You pick up the car and continue on your wayYou pick up the car in person at our office. Then you go back to your daily routine.
- 05JustCars Takes Over BillingWe contact the insurance company, prepare the documentation, and determine how to settle the rental.
Why JustCars
200+ cars in the fleet
A car in the appropriate class
Minimum formalities
Pickup at the office
Personalized Service
Premium Standard
Who is this service for?
This offer is intended for car owners whose vehicles have been temporarily taken out of service following a traffic accident.
- 01Premium Cars
- 02Luxury cars
- 03Sports cars
- 04Business Cars
- 05Private Cars
- 06High-value vehicles
Third-Party Liability Insurance or Comprehensive Insurance?
Whether a replacement car is covered depends on the type of damage, the scope of coverage, and the terms of the specific policy.
We analyze each case individually. First, we assess your situation; then, we select the right car and determine a suitable payment plan.
Damage caused by another driver
Settlement with the at-fault party's liability insurance provider (
)
- 01
The cost of the rental is covered by the at-fault driver's insurer—the rental car is part of the compensation, not an add-on to your policy.
- 02
The car should be comparable in class and functionality to the damaged vehicle. The courts have held that a lower-class vehicle constitutes a valid reason for rejecting the insurer’s offer.
- 03
The rental period covers the actual time the car is out of service: inspection, approval of the estimate, and waiting for parts and repairs.
- 04
You may also be entitled to a replacement car in the event of a total loss—for the time necessary to purchase another car.
Claim under your policy
Settlement with Comprehensive Auto Insurance or Roadside Assistance
- 01
The scope is determined by the contract and the General Terms and Conditions, not by the general principle of full compensation for damages.
- 02
Many insurance policies limit the class of the replacement vehicle—common limits are segments C or E, regardless of the value of the insured vehicle.
- 03
The number of days is sometimes limited, usually ranging from a few to a dozen or so, depending on the incident and the type of assistance plan.
- 04
Dealer and premium mobility packages can be much more extensive—even offering a car in the same class for anywhere from a dozen or so days to 21 days.
We analyze each case individually. First, we assess your situation; then, we select the right car and determine a suitable payment plan.
Frequently Asked Questions
No. Depending on the situation and the terms of the policy, rental costs may be covered under liability insurance or comprehensive insurance.
Yes, that is the purpose of the service. We select a model from the same brand, a similar model, or a car from a comparable segment.
If it's available in our fleet—yes.
Yes, we help prepare the documentation and determine the method of settlement.
No, you must pick up the car in person at our office.
Please contact us. A lower-class car is sometimes considered a valid reason to decline such an offer—we’ll check the availability of a car that meets the same standard as yours.
When settling a claim with the at-fault driver’s liability insurance, the time is usually calculated based on the actual period during which the car was out of service: inspection, approval of the cost estimate, waiting for parts, and repair. With comprehensive insurance or roadside assistance, the number of days is most often determined by the limits specified in the policy.
The regulations refer to a vehicle of a generally similar class, not the same make. If your model is in our fleet, we’ll offer it first; if not, we’ll select a car from the same segment.
Ask about a loaner car
It takes a minute to fill out. Fields marked with an asterisk are required.
